{"id":277,"date":"2021-11-01T22:30:00","date_gmt":"2021-11-01T22:30:00","guid":{"rendered":"http:\/\/www.stevewcobbdds.com\/blog\/?p=277"},"modified":"2021-12-01T22:32:02","modified_gmt":"2021-12-01T22:32:02","slug":"maximize-dental-insurance-benefits-before-they-expire","status":"publish","type":"post","link":"https:\/\/www.stevewcobbdds.com\/blog\/maximize-dental-insurance-benefits-before-they-expire\/","title":{"rendered":"3 Reasons to Take Advantage of Your Dental Benefits Before They Expire"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.stevewcobbdds.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_341802547__1637763143_50942.jpg\" alt=\"woman visiting dentist for a checkup\" class=\"wp-image-278\" width=\"276\" height=\"188\" srcset=\"https:\/\/www.stevewcobbdds.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_341802547__1637763143_50942.jpg 800w, https:\/\/www.stevewcobbdds.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_341802547__1637763143_50942-300x204.jpg 300w, https:\/\/www.stevewcobbdds.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_341802547__1637763143_50942-768x523.jpg 768w\" sizes=\"auto, (max-width: 276px) 100vw, 276px\" \/><\/a><\/figure><\/div>\n\n\n\n<p>Are you the type of dental patient who is diligent with your routine checkups, or are you lucky if you make it to one appointment each year? If you have dental insurance, it should spur you to take advantage of the money you can save. Unfortunately, many policyholders lose thousands of dollars because they let their plan expire without using available funds. To keep this from happening to you, here are three reasons you should <a href=\"https:\/\/www.stevewcobbdds.com\/new-patients.html\">maximize your dental insurance benefits<\/a> before saying goodbye to 2021.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Dental Benefits Do Not Rollover to the Next Year<\/h2>\n\n\n\n<p>Most dental insurance plans are good for one entire year. For 12 months, you are free to use your plan to take better care of your oral health. From preventive services designed to detect problems early on to restorative treatments that repair and rebuild your smile, you can save money with the help of your available benefits. However, if there are any unused funds at the end of the year, these will be returned to your insurance company, causing you to lose out on money that is rightfully yours. Also, your deductible will reset to $0.<\/p>\n\n\n\n<p>It is in your best interest to use your policy throughout the year to ensure your oral health is in optimal shape, and you don\u2019t become one of the millions of people who lose their hard-earned dollars to the insurance company.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Preventive Care Helps to Reduce the Risk of Future Problems<\/h2>\n\n\n\n<p>Depending on your plan, your dental insurance carrier will likely cover between 80-100% of the cost for preventive services. These often include your routine dental checkups and cleanings, digital X-rays, and possibility, fluoride treatments. Every policy is different, so you\u2019ll need to review yours to understand the specifics. By seeking preventive care, you not only pay little to nothing out of pocket for your care, but you also reduce your risk for more serious oral health problems in your future, and you get necessary treatment now instead of having to wait until you get paid to take care of your teeth and gums.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Meeting Your Deductible Means Your Insurance Company Pays More<\/h2>\n\n\n\n<p>If your dentist recommends you have a dental crown, root canal therapy, tooth extraction, or any other restorative service, do not wait until 2022 to start the process. Why? Because once you\u2019ve met your deductible, your insurance company will begin to pay more for these treatments. Most restorative services are covered anywhere from 50-80% depending on if they\u2019re considered minor or major. By moving forward with treatment, you spend less because your insurer is picking up more of the bill. If you wait until next year, you\u2019ll be forced to meet your deductible again.<\/p>\n\n\n\n<p>When it comes to dental benefits, it\u2019s a \u201cuse them or lose them\u201d situation. Don\u2019t let valuable money slip through your hands. Talk to your dental team about ways to maximize your plan before it\u2019s too late.<\/p>\n\n\n\n<p><strong>About the Author<br><\/strong>Dr. Steve Cobb is a United States military veteran who served as a Captain in the U.S. Air Force and completed his Doctor of Dental Surgery degree from Texas A&amp;M School of Dentistry. With more than 36 years of experience working in dentistry, he has been helping the residents of Odessa and its surrounding communities ever since. If you\u2019re looking to get the most out of your dental insurance before the end of the year, call (<strong>432) 367-4774 <\/strong>or visit our <a href=\"https:\/\/www.stevewcobbdds.com\/contact-us.html\">website<\/a>. Our team can identify ways to help you save while preparing your smile for 2022.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you the type of dental patient who is diligent with your routine checkups, or are you lucky if you make it to one appointment each year? If you have dental insurance, it should spur you to take advantage of the money you can save. Unfortunately, many policyholders lose thousands of dollars because they let [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-277","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Maximize Dental Insurance Benefits | Expiration | Dr. Steve Cobb<\/title>\n<meta name=\"description\" content=\"Has it been a while since your last checkup and cleaning? Here are three reasons to maximize your dental insurance benefits before the end of the year.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.stevewcobbdds.com\/blog\/maximize-dental-insurance-benefits-before-they-expire\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Maximize Dental Insurance Benefits | Expiration | Dr. Steve Cobb\" \/>\n<meta property=\"og:description\" content=\"Has it been a while since your last checkup and cleaning? Here are three reasons to maximize your dental insurance benefits before the end of the year.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.stevewcobbdds.com\/blog\/maximize-dental-insurance-benefits-before-they-expire\/\" \/>\n<meta property=\"og:site_name\" content=\"Steve Cobb Blog\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-01T22:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-01T22:32:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.stevewcobbdds.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_341802547__1637763143_50942.jpg\" \/>\n<meta name=\"author\" content=\"dr_cobb\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"dr_cobb\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.stevewcobbdds.com\/blog\/maximize-dental-insurance-benefits-before-they-expire\/\",\"url\":\"https:\/\/www.stevewcobbdds.com\/blog\/maximize-dental-insurance-benefits-before-they-expire\/\",\"name\":\"Maximize Dental Insurance Benefits | Expiration | Dr. Steve Cobb\",\"isPartOf\":{\"@id\":\"https:\/\/www.stevewcobbdds.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.stevewcobbdds.com\/blog\/maximize-dental-insurance-benefits-before-they-expire\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.stevewcobbdds.com\/blog\/maximize-dental-insurance-benefits-before-they-expire\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.stevewcobbdds.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_341802547__1637763143_50942.jpg\",\"datePublished\":\"2021-11-01T22:30:00+00:00\",\"dateModified\":\"2021-12-01T22:32:02+00:00\",\"author\":{\"@id\":\"https:\/\/www.stevewcobbdds.com\/blog\/#\/schema\/person\/11b70e66709374fe35e88151c4f56366\"},\"description\":\"Has it been a while since your last checkup and cleaning? 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